Construction Equipment Financing AND LEASING

Where can I buy my equipment or truck?
Any vendor, dealer, or approved private party or auction company!

Do you finance used construction equipment?
Yes. We can do construction loans and leases on any age of equipment.

How long does the construction equipment financing take?
Leasing is very quick. Requests for up to $100,000 can often be approved in one day from a one-page credit application. Documents are overnighted to the customer and a Purchase Order is immediately faxed to the seller once documents have been received. Rates are calculated based on your credit history, the dollar amount involved, and the term of the lease or loan. 
Call Michael Henley at 1-253-630-1405 for a free quote.

What kinds of construction equipment loans and leases are available?
Just about any kind of equipment or truck. From construction equipment to hi-tech specialty equipment.

Can the cost of freight, electrical, training, and installation be included in my lease?
Yes!

Is there a prepayment penalty?
No. Construction equipment leases and construction equipment loans can be pre-paid at any time.

Are construction equipment lease payments a tax write off?
Typically the IRS will allow you to write-off 100% of your lease payment on a 10% or a FMV lease. Consult your accountant for specific application to your business.

What are some other advantages to leasing construction equipment?
Click here.

What if I’m buying construction equipment from more than one seller?
Frequently equipment is obtained from multiple vendors. Generally this doesn't represent a problem unless the number of vendors is very large.

Is it a problem if all equipment will not be delivered at the same time?
No. Payment to a seller can be made as equipment is delivered or at the conclusion of all items being delivered. You should agree to terms with the seller and get the lessor's approval at the beginning of the credit approval process.

What if the seller requires a deposit before they accept the order?
You or we can pay deposits. Your deposit will be returned to you at funding or it can be used as a reduction of the financed amount.

What if the construction equipment is delivered, and then it is not satisfactory?
We will obtain telephone verification from you that the equipment is as ordered and working to your satisfaction before we remit final payment to the seller. If there is any issue, you may refuse to “sign off” until it is resolved to your satisfaction. This will prevent payment to the seller from happening.

What if the construction equipment lease or loan has been closed and there is an equipment problem?
You have all of the benefits of ownership with respect to Warranties and Guaranties and may exercise them as needed. This extends to the vendor and the manufacturer.

What if I do not want the equipment before my lease is over?
You can sell the equipment or trade it in for other equipment. In most cases we allow you to prepay your lease and rebate any unearned finance charges, provided you have made your payments on time.

Computer Leasing & Financing

Where can I buy my computer equipment or software?
From any vendor, dealer, or approved private party or auction company!

Do you finance used DO YOU FINANCE USED COMPUTER EQUIPMENT?
Yes. We can do computer loans and leases on most qualified vendor’s equipment.

How long does the computer financing take?
Leasing is very quick. Requests for up to $100,000 can often be approved in one day from a one-page credit application. Documents are overnighted to the customer and a Purchase Order is immediately faxed to the vendor once documents have been received. Rates are calculated based on your credit history, the dollar amount involved, and the term of the lease or loan. 
Call Michael Henley at 1-253-630-1405 for a free quote.

What kinds of computer loans and leases are available?
Just about any kind of equipment or software. From computer systems, network component equipment to specialty software. This can include all costs such as delivery, setup, electrical, training, etc. We can even provide 100% software financing.

Can the cost of freight, software, training, electrical and installation be included in my computer lease?
Yes.

Is there a prepayment penalty?
No. Computer leases and computer loans can be pre-paid at any time.

Are computer lease payments a tax write off?
Typically the IRS will allow you to write-off 100% of your computer lease payment on a 10% or a FMV lease. Consult your accountant for specific application to your business.

What are some other advantages to leasing computer equipment and software?
Click here.

What if I’m buying computer equipment from more than one seller? 
Frequently equipment is obtained from multiple vendors. Generally this doesn't represent a problem unless the number of vendors is very large or the scheduled deliveries are very far apart.

Is it a problem if all the equipment or software will not be delivered at the same time? 
No. Payment to seller(s) can be made as equipment is delivered or at the conclusion of all items being delivered. You should agree to terms with the seller and get the lessor's approval at the beginning of the credit approval process.

What if the seller requires a deposit before they accept the order?
Deposits can be paid by you or us. Your deposit will be returned to you at funding or it can be used as a reduction of the financed amount.

What if the computer equipment is delivered, and then it is not satisfactory? 
We will obtain telephone verification from you that the equipment is as ordered and working to your satisfaction before we remit final payment to the seller. If there is any issue, you may refuse to “sign off” until it is resolved to your satisfaction. This will prevent payment to the seller from happening.

What if the computer equipment lease or loan has been closed and there is an equipment problem? 
You have all of the benefits of ownership with respect to Warranties and Guaranties and may exercise them as needed. This extends to the vendor and the manufacturer.

What if I do not want the equipment before my lease is over? 
We know technology changes constantly, so in most cases we allow you to prepay your lease and rebate any unearned finance charges, provided you have made your payments on time.

Truck Leasing & Financing

Can you finance long-haul owner operators?
No. However, we can help one person or larger businesses buying any dump truck, boom truck, lift truck, tow truck, tanker truck, service truck, refrigerated delivery truck, bus, ambulance, or any other specialty vehicle for business use.

Where can I buy my truck?
Any vendor, dealer, or approved private party or auction company!

Do you finance used trucks?
Yes. We can do truck loans and truck leases on almost any age of truck.

How long does the truck financing take? 
Leasing is very quick. Requests for up to $100,000 can often be approved in one day from a one-page credit application. Documents are overnighted to the customer and a Purchase Order is immediately faxed to the vendor once documents have been received. Rates are calculated based on your credit history, the dollar amount involved, and the term of the lease or loan. 
Call Michael Henley at 1-253-630-1405 for a free quote.

What kinds of truck loans and leases are available? 
Just about any kind of equipment or truck-except the long haul, owner-operator truck. From dump trucks, crane trucks, boom trucks, and specialty trucks. This can include all costs such as attachments, delivery, setup labor, electrical, etc.

Can the cost of sales tax, FET, freight, upgrades and installation be included in my lease?
Yes.

Is there a prepayment penalty?
No. Truck leases and truck loans can be pre-paid at any time.

Are truck lease payments a tax write off?
Typically the IRS will allow you to write-off 100% of your lease payment on a 10% or a FMV lease. Consult your accountant for specific application to your business.

What are some other advantages to leasing trucks?
Click here.

What if I’m buying trucks from more than one seller?
Frequently trucks are obtained from multiple vendors. Generally this doesn't represent a problem unless the number of vendors is very large.

Is it a problem if all the trucks will not be delivered at the same time? 
No. Payment to a seller can be made as trucks are delivered or at the conclusion of all items being delivered. You should agree to terms with the seller and get the lessor's approval at the beginning of the credit approval process.

What if the seller requires a deposit before they accept the order?
You will typically pay deposits. Your deposit will be returned to you at funding or it can be used as a reduction of the financed amount.

What if the truck is delivered, and then it is not satisfactory?
We will obtain telephone verification from you that the truck is as ordered and working to your satisfaction before we remit final payment to the seller. If there is any issue, you may refuse to “sign off” until it is resolved to your satisfaction. This will prevent payment to the seller from happening.

What if the truck lease or loan has been closed and there is an equipment problem?
You have all of the benefits of ownership with respect to Warranties and Guaranties and may exercise them as needed. This extends to the vendor and the manufacturer.

What if I do not want the truck before my lease is over?
You can sell the truck or upgrade to a different truck. In most cases, we allow you to prepay your lease and rebate any unearned finance charges, provided you have made your payments on time.